Our team of experts is highly credentialed. We are dedicated to continuing education to ensure a sophisticated experience for sophisticated clients.
Members of our team hold the following designations:
CFP® - Certified Financial Planner
What it is:
Bringing all the pieces of your financial life together is a challenging task. Today, more than ever, CERTIFIED FINANCIAL PLANNER™ professionals are an essential resource. From budgeting, to planning for retirement, to saving for education, to managing your insurance coverage. “Finances” doesn’t mean just one thing for most Americans — and “financial planning” means much more than just investing. CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards. They understand the complexities of the changing financial climate and will make recommendations in your best interest.
Why it's important:
The CFP® designation is widely considered the standard of excellence for financial planners. CFP® professionals have undergone more than 250 hours of extensive training and 6,000 hours of experience. The CFP® designation is one of the toughest to earn in this industry.
CPWA® - Certified Private Wealth Advisor
What it is:
This is an advanced credential created specifically for wealth managers who work with high-net-worth individuals. The education received focuses on the life cycle of wealth: accumulation, preservation, and distribution.
Why it's important:
Our unique clients deserve unique solutions. Our team has been trained on specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.
CFA® - Chartered Financial Analyst
What it is:
Requiring a minimum of 300 hours of study, this globally-recognized professional designation measures and certifies the competence and integrity of financial analysts in accounting, economics, ethics, money management, and security analysis.
Why it's important:
Due to the rigorous nature of this process, these professionals are extremely well respected and equipped to provide investment guidance and portfolio management.
ChFC® - Chartered Financial Consultant
What it is:
A ChFC indicates successful completion of nine financial courses and practical experience. Topics covered include estate planning and employee benefits planning.
Why it's important:
A Chartered Financial Consultant has not only completed educational courses, but also possesses practical experience in key topics such as estate planning, employee benefits planning, asset protection planning, income tax planning, and more. This allows them to give reliable financial advice from a holistic approach.
CLU® - Chartered Life Underwriter
What it is:
The CLU designation indicates specialization and in-depth knowledge in life insurance and estate planning.
Why it's important:
Our clients face a diverse range of risks and financial situations. The CLU designation provides modern expertise in practical, legal, and ethical aspects of life insurance and estate planning to tackle each unique situation.
JD - Juris Doctor
What it is:
A Juris Doctor degree is the highest law degree in the United States and represents professional recognition that the holder has a doctoral degree in law.
Why it's important:
This education provides advisors with an intimate knowledge of the legal system as it relates to finances and the ability to look for patterns within large amounts of information.
*Spahn Financial does not provide legal advice