Frequently Asked Questions

Where is Spahn Financial located?
Spahn Financial is located in Lombard, Illinois, at 377 East Butterfield Road, Suite 430. We meet with clients in person at our Lombard office and also work with clients virtually based on their needs and preferences.

Do you work with clients outside of Illinois?
Yes. Our planning process is designed to support sophisticated individuals and families across the country, and many of our relationships are maintained through a combination of virtual meetings and email communication.

How do I choose a financial advisor for complex or multigenerational wealth planning?
When your wealth is substantial, your financial planning should be too. Look for an advisory team with deep credentials, a disciplined process, and the ability to coordinate across investments, tax planning, estate strategies, and charitable goals. At Spahn Financial, we guide affluent individuals and families through thoughtful, comprehensive planning designed to support prosperity across generations.

What services does Spahn Financial offer?
We provide comprehensive wealth management and sophisticated financial planning, including multigenerational planning, advanced portfolio management, tax efficient strategies, estate planning, retirement planning and income strategies, charitable planning, risk management, and advisor coordination.

Who does Spahn Financial typically serve?
We work with affluent families, financial professionals, business owners, and entrepreneurs who value thoughtful, disciplined planning and want a coordinated approach to managing complex financial lives.

How does Spahn Financial approach wealth management?
Our work is guided by a disciplined, step by step process that brings clarity to complexity. Our signature approach is designed to uncover what matters most to you—then build a plan that brings it to life. With clarity, precision, and care at every step, we guide you along a personalized Pathway to Prosperity that aligns your wealth with your vision, values, and legacy.

Do you offer virtual meetings?
Yes. In addition to in person meetings, we regularly work with clients through virtual meetings and ongoing collaboration.

What does it mean that Spahn Financial is a fiduciary?
A fiduciary is a professional required by law and ethical duty to put your financial interests first. Fiduciaries thoughtfully advise clients with transparency, disclose any potential conflicts of interest, and aim to provide strategies that align with each client’s goals, risk tolerance, and long-term vision.

What is a Registered Investment Adviser (RIA)?
An RIA is a firm or individual registered with the SEC and state regulators to provide investment advice in exchange for fees. RIAs, unlike commission-based advisors, typically charge fees based on assets under management and are required to act as fiduciaries, serving clients’ best interests with full disclosure.

What is Spahn Financial’s relationship with OnePoint BFG Wealth Partners?
In October 2025, Spahn Financial joined OnePoint BFG Wealth Partners, a large independent Registered Investment Advisor (RIA) based in New Jersey. This strategic partnership brings Spahn Financial’s deep planning expertise together with OnePoint BFG’s national platform and operational scale, strengthening the firm’s ability to serve clients across the country. Investment advisory and financial planning services offered through Bleakley Financial Group, LLC, an SEC registered investment adviser, doing business as OnePoint BFG Wealth Partners (herein referred to as “OnePoint BFG”). For more information regarding OnePoint BFG including important disclosures, please visit https://adviserinfo.sec.gov/.

How large is OnePoint BFG Wealth Partners and what does that mean for Spahn clients?
OnePoint BFG manages more than $15 billion in client assets, making it one of the most rapidly growing RIA platforms in the wealth management industry. This expanded scale gives Spahn Financial access to infrastructure, technology, and support that enhance client service and planning capabilities.

Are Spahn Financial’s leadership and service model changing because of the affiliation?
No. Spahn Financial continues to be led by Kevin Spahn, Timothy Funke, Kyle DeRaedt, and Nirav Patel, all of whom became equity holders in OnePoint BFG under its advisor-ownership model. The firm’s planning-driven philosophy and personalized client service remain central to the experience while benefiting from broader resources and national reach.

Do you work with multigenerational and high net worth families?
Yes. We specialize in helping high net worth families preserve, grow, and transfer wealth across generations through thoughtful planning and intentional strategy.

What challenges do you help affluent families navigate?
We help families address estate and tax complexity, family governance, asset protection, charitable planning, and the transition of wealth in ways that reflect shared values and long-term vision.

Can you help align charitable giving with our broader legacy?
Absolutely. Charitable planning is an integrated part of our approach, helping clients support the causes they care about while maximizing tax efficiency and long-term impact.

Do you work with financial professionals such as private equity or hedge fund leaders?
Yes. We work closely with financial professionals who have complex compensation structures, private investments, and concentrated equity positions.

How do you support the unique needs of financial professionals?
We help coordinate tax planning for carried interest and bonuses, oversee private investments, and ensure estate and legacy strategies are aligned with long term goals.

Do you work with business owners and executives?
Yes. We serve business owners and executives who face financial complexity beyond traditional planning and want their personal wealth strategy to be as thoughtfully designed as their business plan.

What planning services do you offer for business owners?
Our work includes strategic tax planning, single stock equity management, liquidity event preparation, asset protection, retirement planning, estate planning, and coordination with outside advisors.

Can you help with exit planning?
Yes. We help business owners prepare for liquidity events and succession with confidence by aligning business decisions with personal wealth and legacy goals.

What can I expect during my first meeting with Spahn Financial?
Your first meeting is an introduction and discovery conversation. We take time to understand your goals, values, and financial complexity, and we introduce our team and our process.

What is Spahn Financial’s planning process?
Our planning process begins with a deep understanding of your goals, values, and full financial picture. From there, we develop a comprehensive plan designed to align your wealth with your long-term vision and legacy. Through ongoing collaboration, thoughtful coordination, and regular reviews, we help ensure your plan evolves with you and continues to support your Pathway to Prosperity.

What makes Spahn Financial different?
We combine elite credentials, a thoughtful and disciplined process, and a commitment to serving our clients. Our focus is not just on managing wealth, but on helping clients plan beyond their portfolio and create a legacy that lasts.